Whether you are going to have your first car, buy a brand new car, buy a used car, or the household needs a second car, there are many things to consider. When buying a car, don’t just decide which car fits your and the rest of the household’s needs, how far the car should be able to drive or how big the car should be. It is equally important to choose the right insurance for your car so that you can feel safe and well covered when driving on the Danish roads.
What should my car insurance cover?
In Denmark, it is mandatory under the Danish Road Traffic Act that, as a car owner, you take out car insurance, as the liability insurance for your cargoes in and covers the damage your car can cause to other people and their things. At NEXT, statutory liability insurance is compulsory coverage when you create insurance for your car with us. With liability insurance for your car from NEXT, you are not responsible for having to pay compensation for the damage your car can cause if you are involved in a road accident, for example.
What cover can I decide for myself if my car insurance should include?
In addition to the statutory liability insurance for your car, your car insurance may include many other coverings that are up to you whether you want to take out or not. That is, you decide for yourself whether you want to obtain additional coverage for your car insurance in addition to the statutory liability insurance. You can, therefore, choose for yourself whether you also want the insurance for your car to include cover for damage to the car, road assistance, driver accident or extended cover for glass damage.
The cover insurance for your car can be referred to as the car’s accident insurance and covers, for example, damage to your own car in the event of road accidents, etc., theft from your car, should your car be stolen, or if your car is exposed to vandalism. When your car insurance includes cover as cover, the insurance for your car will also go in and cover the damage you accidentally cause to your car.
At NEXT we offer cheap car insurance where you can opt for cover as insurance cover. If your car is of recent date, it might be wise to take out car insurance for the car, as with the cover as a cover you can get help from the insurance to repair the damage that can happen to your own car.
Keep in mind that if you have leased your car, it is often a requirement of the leasing company that you take out car insurance where you have cover as cover.
What does cheap car insurance always have with NEXT?
Free workshop selection
At NEXT, you should not worry about using a particular repair shop if you have an injury to your car that is covered by your car insurance. We have free workshop choices here at NEXT, so you can choose the workshop that is closest to your place of residence, the injury site or a workshop with which you already have good experiences.
At NEXT, we have partnered with a lot of different workshops around the country, which we call our benefit workshops. By choosing one of our benefit workshops in the event of an insurance claim, you will be offered a free loan car from this benefit workshop while your own car is being repaired.
What can your cheap car insurance with NEXT also include?
In addition to quickly calculating the cost of your car insurance with us, you can also tailor car insurance to meet your specific needs. You can select and opt out of coverage and adjust deductibles online in calculating your car insurance with us, so you are sure that you are taking out the right insurance for your car.
Free repair of stonework on glass with cask
It is almost impossible to be a car owner in Denmark without getting a few strokes on his car. If you choose to take cover as a cover for your car insurance with NEXT, it will be completely free of charge for you to repair the stone stroke. That is, you will not be charged deductible to have the paving repaired if the pane does not need to be replaced if you have car insurance for your car at NEXT.
Free-damage at NEXT means that you will still move to a cheaper bonus stage if you get an injury, and that deductible will not be charged unless there is glass damage that cannot be repaired.
At NEXT you automatically get free damage as part of the insurance for your car, if at least you also take out the cover as cover for your car insurance.
Cheap car insurance at NEXT
At NEXT we not only focus on making it easy for our customers to calculate a cheap price on their car insurance. We have also chosen to cut away all unnecessary, large and heavy administrative costs, which means we can offer one of the cheapest car insurance in the market. We do this without compromising the good coverage of our car insurance.